Should I Contact any Insurance Companies Following the Accident?

You should notify your own insurance company and give them the basic information concerning the accident. Note that if you wisely chose to pay for uninsured motorist benefits, your own insurer may be placed in a position of defending the actions of the other motorist, so even your own insurance company’s interest may be in conflict with yours. Nevertheless, you should give them all information that they feel is necessary to investigate the claim. If your insurance company insists that they must take a statement, ask them to show you the portion of your insurance policy that requires that you give a recorded or written statement; there probably is none. With respect to the other insurance company, you should make them aware of your losses and give them an opportunity to appraise the damage to your vehicle. Do not give them a recorded or written statement.